Olga Rutterschmidt California

Status: Incarcerated

Olga Rutterschmidt is a serial killer in the United States. She was active from 1999–2005 . She currently has 2 victims, though they are suspected of more . According to Wikipedia, she killed vagrants with her partner-in-crime, Helen Golay .

This happened primarily in California. She was sentenced to life imprisonment without parole .

Her appeal includes:

Special Agent Robert Brockway of the California Department of Insurance testified as an expert in insurance matters.   A “term” life insurance policy is the cheapest type of life insurance to buy.   It is effective for a specified term of years and has no investment component.   Such policies require the existence of an “insurable interest”-that is, a relationship between the insured and the beneficiary based on familial or “blood,” a relationship through marriage, or a financial relationship.   The purpose of requiring an insurable interest is to prevent a named beneficiary from having the incentive to cause the insured's death.   Under California law, term life insurance policies become incontestable after being in force for two years after issuance, assuming all premium payments have been made.  Before a policy becomes incontestable, the insurance company can cancel and rescind the policy upon discovery that it was obtained through fraud or misrepresentation.   After a two-year period, however, the policy will remain in force even if it had been procured through deceptive means.   A claim that postdates the incontestability period must be paid, unless the insurance carrier can demonstrate the policy was procured by criminal means.   Insurers will typically ask whether the person seeking insurance has other policies on the same insured in order to ensure that the particular insured is not over-insured.   That is, if a person has a financial worth of $1 million, the insurer will not want to provide insurance out of proportion with that amount.

Victims

Her victims include: Paul Vados  and Kenneth McDavid

You can write to Olga Rutterschmidt at:

Olga Rutterschmidt X32555

Central California Women's Facility 

P.O. Box 1508

Chowchilla, CA 93610 

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